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Get clear answers to what are unbilled receivables, why they matter, and how to manage them for better cash flow and accurate financial reporting.
You've earned the revenue, but it hasn't hit your bank account. What gives? Often, the culprit is unbilled accounts receivable—money you're owed for completed work that you simply haven't invoiced yet. While it's a critical asset on your books, it can quietly disrupt your cash flow and financial reporting if left unchecked. Understanding what are unbilled receivables is the first step to getting paid faster. This guide gives you a clear definition, explains common causes, and shows you how to build a process that keeps your finances accurate and healthy.
Unbilled Accounts Receivable (Unbilled AR) refers to revenue your business has earned but hasn't yet invoiced to the customer. This often happens in businesses using accrual accounting, where you record revenue when you deliver goods or perform services, regardless of when you send an invoice. Unbilled AR sits on your balance sheet as an asset because it represents money you expect to receive. Think of it as an IOU from your customers. Understanding this is key for accurate financial reporting and gives you a much clearer picture of your actual revenue streams. If you don't account for unbilled AR, your revenue projections and financial analyses could be inaccurate, which can impact important business decisions and erode stakeholder trust. For a deeper look at unbilled AR, check out this explanation from Paddle.
When you look at your company's balance sheet, you're getting a snapshot of its financial health at a specific moment in time. It balances your assets against your liabilities and equity. Understanding where unbilled receivables fit into this picture is essential for accurate financial reporting. Because this is revenue you've already earned, it’s not just a number floating in space—it has a designated spot on your balance sheet. Properly classifying unbilled AR ensures that your financial statements reflect the true value your company has generated, even if the cash hasn't hit your bank account yet. This gives investors, stakeholders, and your internal team a more complete and honest view of your company's performance.
Unbilled receivables are recorded as a current asset on the balance sheet. This classification is used because you expect to convert this revenue into cash within one operating cycle, typically a year. Think of it as a formal IOU from your client; you've delivered the service or product, and now you're just waiting to send the bill and get paid. Recognizing this as an asset is a core principle of accrual accounting. It ensures your financial statements accurately represent all the revenue you've earned, providing a clearer picture of your company's financial position. Having clear visibility into these assets is crucial for forecasting, and automated systems can help you track and manage this revenue stream effectively, ensuring nothing slips through the cracks.
Accounting terminology can sometimes feel like a language of its own, with many terms that sound similar but have critical differences. Unbilled receivables are often confused with concepts like deferred revenue and accrued revenue. While they all relate to the timing of revenue recognition, they represent very different financial scenarios. Getting these terms straight is more than just an exercise in semantics; it's fundamental to maintaining accurate financial records, ensuring compliance with standards like ASC 606, and making informed business decisions. Let's break down the key distinctions so you can confidently manage your company's finances and speak the same language as your accountant.
The main difference between unbilled receivables and deferred revenue comes down to a simple question: who owes whom? Unbilled receivables are an asset because your customer owes you for services you've already provided. In contrast, deferred revenue is a liability because you owe your customer a service they've already paid for. For example, if a client pays for an annual software subscription upfront, that payment is recorded as deferred revenue. You recognize a portion of it as earned revenue each month as you deliver the service. Unbilled AR is the opposite. If you complete a project at the end of the month but don't send the invoice until the following week, that earned income is an unbilled receivable.
This is where things can get a bit tricky, as unbilled receivables and accrued revenue are closely related. In fact, unbilled AR is a specific type of accrued revenue. The term "accrued revenue" is a broad category for any revenue that has been earned but not yet received or recorded. Unbilled receivables fall under this umbrella but specifically highlight that an invoice has not yet been generated. This distinction is particularly useful for internal operations, as it helps your team track which earned revenues are ready for billing. Using precise terminology helps streamline your billing process and ensures that your financial team can close the books faster and more accurately each month.
The difference between unbilled and traditional Accounts Receivable (AR) boils down to invoicing. Unbilled receivables represent earned revenue not yet invoiced. Traditional AR, on the other hand, represents amounts already invoiced and awaiting payment. So, unbilled AR is essentially work you've completed, but haven't formally billed the client for yet. This distinction is important for managing your cash flow and understanding your overall financial position. Softrax provides a clear definition of unbilled AR and how it relates to traditional AR.
Understanding the root causes of unbilled accounts receivable (AR) is the first step toward effectively managing and minimizing its impact. Let's explore some common scenarios that lead to unbilled AR.
Industries with long-term contracts or project-based work, such as construction, engineering, or professional services, often see unbilled AR. Revenue is recognized gradually as the project progresses, but client invoices might be tied to specific milestones or the project's completion. This timing difference creates unbilled AR. For a deeper dive into revenue recognition for long-term contracts, check out this guide from the AICPA.
Subscription models, common in software as a service (SaaS) and other recurring revenue businesses, frequently generate unbilled AR. Revenue is typically recognized at the end of each billing period, but the invoice might be generated later. This lag creates unbilled AR, representing services already delivered but not yet billed. This article on subscription billing offers a helpful overview.
A simple mismatch between service delivery and billing cycles can cause unbilled AR. If services are rendered before the billing cycle starts, revenue is recognized before the invoice is generated. This temporary window creates unbilled AR. For more on optimizing billing cycles, take a look at these billing best practices.
Operational gaps and poor system integration are major contributors to unbilled accounts receivable. When your project management, CRM, and billing systems don't talk to each other, it creates a manual bottleneck. This often leads to a significant delay between when work is completed and when an invoice is actually generated. As noted by Chargebee, these delays can stem from administrative processes or technical issues, leaving earned revenue sitting in limbo instead of moving toward collection.
Without proper systems in place, it's far too easy for this revenue to slip through the cracks. This isn't just about delayed cash flow; it's about financial accuracy. Failing to track unbilled AR can distort your financial reporting, which affects your ability to make informed strategic decisions. You're essentially operating with an incomplete picture of your company's performance, which can hide underlying issues until they become much larger problems.
To close these gaps, businesses need robust tracking systems and integrated software solutions that provide a single source of truth. A proactive approach using tools that offer seamless integrations can automate data flow, minimize errors, and give you real-time visibility into unbilled revenue. This not only improves efficiency and financial accuracy but also helps foster better client relationships through timely and correct billing.
Accrual accounting itself can contribute to unbilled AR. This method recognizes revenue when earned, not when payment is received. If you've delivered a service but haven't sent the invoice, you have unbilled AR. It accurately reflects your financial performance but can create a temporary difference between your income statement and cash flow. Here's a refresher on accrual accounting.
Accurately accounting for unbilled accounts receivable is crucial for maintaining clear financial records and informed decision-making. This section breaks down the process into three key steps.
When your business delivers a service or product but hasn't yet invoiced the customer, you need to recognize the revenue and record the corresponding unbilled AR. This ensures your financial statements accurately reflect earned revenue, even if payment is outstanding. This process typically involves a journal entry that debits the Unbilled Receivables account (an asset on your balance sheet) and credits the Revenue account. Think of it as acknowledging the revenue you've earned and the money you expect to receive. For a deeper dive into revenue best practices, check out our resources on revenue recognition.
Let's make this tangible with a real-world scenario. Imagine your consulting firm completes the first phase of a project at the end of June, earning $10,000. However, your contract states you won't invoice the client until the entire project is finished in July. Under the accrual accounting method, you'll need to recognize that revenue in June when you earned it, not when you bill for it. This ensures your financial statements for June accurately reflect the work you performed during that month.
To do this, you'll make a journal entry to record the unbilled revenue. You would debit Unbilled Accounts Receivable for $10,000 (increasing your assets) and credit Service Revenue for $10,000 (increasing your revenue). When July comes and you send the invoice, a second entry moves the amount from unbilled to billed: debit Accounts Receivable and credit Unbilled Accounts Receivable. Finally, when the client pays, you'll debit Cash and credit Accounts Receivable. This process ensures accurate, timely financial reporting, but manually tracking these entries can be a headache. That's why many businesses use automated revenue recognition platforms that integrate with their accounting software to handle it for them.
Once you invoice the customer, the amount moves from Unbilled Receivables to Accounts Receivable. This transition requires another journal entry: debit Accounts Receivable and credit Unbilled Receivables. This reflects the shift from an anticipated payment to a formally billed amount. When the customer pays, you'll debit Cash and credit Accounts Receivable, completing the cycle. Learn how HubiFi streamlines this process with our integrations.
Sometimes, things don't go as planned, and you need to adjust a customer's bill. This is where credit notes come in. You might issue a credit note for a product return, a pricing error, or a discount applied after the invoice was sent. It’s a formal way of showing a reduction in the amount a customer owes. The key thing to remember is that these adjustments only apply to billed amounts. You can't use a credit note to offset unbilled revenue because they are distinct accounting entries. When you do issue a credit, you’ll need to make an adjusting entry in your books to keep everything accurate. This ensures your financial statements reflect the true state of your business. Manually tracking these adjustments can get complicated, especially for high-volume businesses, which is where automation can really simplify your financial operations.
Properly managing unbilled AR is essential for complying with Generally Accepted Accounting Principles (GAAP) and International Financial Reporting Standards (IFRS). Accurate tracking ensures financial transparency and helps you meet regulatory requirements, especially concerning revenue recognition standards like ASC 606 and IFRS 15. For more information on compliance and how HubiFi can assist, schedule a demo.
Understanding how unbilled accounts receivable (AR) affects your business is crucial for smart decision-making and maintaining financial health. Let's explore some key impacts:
Unbilled AR represents revenue you've earned but haven't yet invoiced. This directly impacts your cash flow because it's money tied up in completed work but not yet in your bank account. Accurately tracking and projecting unbilled AR is essential for understanding your current cash position and ensuring you have enough liquid assets to cover expenses. Ignoring unbilled AR can lead to a skewed understanding of your finances and potentially limit your ability to invest in growth or meet short-term obligations. For businesses with many long-term contracts or subscription services, this is especially important. Consider revenue recognition software to help manage this.
Unbilled AR plays a significant role in the accuracy of your financial reports. If not accounted for correctly, it can misrepresent your current financial position. Investors, lenders, and other stakeholders rely on accurate financial statements to assess the health of your business. Misstated revenue due to improperly handled unbilled AR can lead to incorrect valuations and potentially damage your credibility. Maintaining detailed records and understanding the difference between unbilled and billed revenue is crucial for transparent and reliable financial reporting. This ensures compliance and builds trust with stakeholders.
Properly managing unbilled AR is essential for preventing lost revenue. Overlooking unbilled amounts can directly impact your bottom line. This is especially true for businesses with complex billing or high transaction volumes. By implementing clear processes for tracking, recording, and billing unbilled AR, you can ensure that all earned revenue is captured and recognized. Regularly reviewing your revenue recognition practices and adhering to accounting standards like ASC 606 and IFRS 15 helps prevent revenue loss and maintain compliance. This proactive approach safeguards your financial performance and minimizes the risk of errors. Learn more about how HubiFi can automate this process.
Effectively managing unbilled accounts receivable (AR) requires careful attention, as several challenges can arise and impact your financial health. Let's explore some key obstacles:
Pinpointing the exact moment revenue is earned can be tricky, especially with long-term contracts or ongoing services. Accurately recognizing revenue is crucial for compliance with accounting standards like ASC 606 and IFRS 15. Mismatches between service delivery and revenue recognition can lead to skewed financial reporting and potential compliance issues. For a deeper dive into revenue recognition, check out our blog on revenue recognition principles.
Long-term contracts often involve multiple deliverables, milestones, and payment schedules. This complexity can make tracking unbilled AR challenging. Changes in project scope or timelines can further complicate matters, requiring adjustments to revenue recognition and potentially leading to disputes if not managed transparently. Learn more about how HubiFi simplifies complex contract management with our automated solutions.
Relying on spreadsheets or manual processes to track unbilled AR increases the risk of errors. Human error is inevitable, and even small mistakes can have significant consequences for your financial statements. Manual tracking is also time-consuming, diverting resources from more strategic activities. HubiFi helps eliminate manual data entry errors with our automated platform.
Delayed invoices directly contribute to a growing backlog of unbilled AR. This can negatively impact cash flow and make it difficult to get a clear picture of your financial standing. Conversely, advanced payments from customers create a different challenge. You need to accurately track these payments and recognize the revenue as services are delivered, ensuring compliance with accounting standards. Explore HubiFi to see how we streamline billing processes and improve cash flow management.
For businesses operating on a global scale, multi-currency transactions add another layer of complexity to managing unbilled AR. Exchange rates are constantly changing, which can create discrepancies between the time revenue is earned and when it's invoiced. According to revenue recognition principles, you should use the exchange rate from the date the service was delivered or the contract was signed. By the time you send the invoice, that rate may have shifted, resulting in a small foreign exchange gain or loss. Manually tracking these fluctuations for every transaction is not only tedious but also prone to error, which can complicate your financial reporting and reconciliation processes. Automating this process with the right integrations is key to maintaining accuracy.
Poor management of unbilled AR isn't just an internal accounting issue; it can directly impact your customer relationships. When billing is delayed or inaccurate, it can lead to confusion and frustration. Customers might receive invoices long after a service was provided or find errors in their charges, which can seriously damage the trust you've built. As one billing expert notes, these mistakes can make customers feel like they're being charged for things they didn't receive. Resolving these disputes takes time and resources away from growing your business and can ultimately lead to customer churn. A streamlined, automated billing system ensures accuracy and timeliness, strengthening customer confidence and loyalty.
Effectively managing unbilled accounts receivable (AR) is crucial for maintaining healthy financial operations and accurate reporting. Here's how to get a handle on your unbilled AR:
Understanding your unbilled receivables is the first step. These represent revenue you've earned but haven't yet invoiced. A robust tracking system brings much-needed transparency to this often-overlooked area. Think of it as shining a light on potential revenue hiding in plain sight. A clear system helps ensure accurate financial reporting, giving you a true picture of your earnings. This detailed tracking can be as simple as a dedicated spreadsheet or as complex as integrating with your existing accounting software. For larger or more complex businesses, a dedicated software solution might be a worthwhile investment.
An Unbilled Receivable Roll Forward report is a fantastic tool for tracking how your unbilled AR changes from one accounting period to the next. It breaks down the movement by showing your starting balance, any new unbilled revenue you've earned, the amounts you've since invoiced, and your final ending balance. This detailed view gives you a much clearer picture of your revenue cycle and helps you spot trends or potential issues before they become major problems. Regularly using this report is a key practice for maintaining clear financial records and ensuring your revenue recognition process aligns with standards like ASC 606, which is crucial for informed decision-making and protecting your business from revenue leakage.
Unbilled AR often arises from a timing mismatch between when you earn revenue and when you send invoices. Simplifying your billing processes can significantly reduce this discrepancy. This might involve standardizing your contracts, clarifying service descriptions, or implementing a more efficient approval workflow. The smoother your billing process, the faster you convert unbilled receivables into actual cash flow. A more efficient process also minimizes the risk of disputes and keeps your client relationships strong. For more on efficient financial operations, explore HubiFi's blog.
For businesses with usage-based pricing models, the gap between service delivery and invoicing is a common source of unbilled AR. Implementing real-time usage tracking is a game-changer. As noted by Orb, tracking usage instantly allows you to send invoices quickly after services are rendered, which helps maintain accurate financial records and improves cash flow. Instead of waiting until the end of a billing cycle to tally up usage, a real-time system captures data as it happens. This not only speeds up your invoicing but also provides customers with transparent, up-to-the-minute information, reducing the likelihood of disputes. Automating this process with a solution like HubiFi ensures that data from various sources is consolidated accurately, turning complex usage data into clean, invoice-ready information without manual effort.
Sometimes, reducing unbilled AR is as simple as rethinking when you send your invoices. Consider adjusting your invoicing cadence to better align with your revenue recognition and cash flow goals. For subscription-based services, sending an invoice a bit earlier in the billing cycle can make a significant difference. This proactive approach gives your customers more time to process the payment before the due date, which can smooth out your cash flow. As Paddle points out, this strategy can lead to improved cash flow management. For example, instead of invoicing on the first day of a service month, try sending it a week or two before. This small shift closes the gap between earning revenue and billing for it, effectively reducing your unbilled AR balance and giving you a more predictable revenue stream.
Regularly reviewing your revenue recognition practices is essential for compliance with Generally Accepted Accounting Principles (GAAP) and International Financial Reporting Standards (IFRS). Properly accounting for both unearned and unbilled revenue keeps you on the right side of regulations and prevents financial misstatements. This review should involve checking that revenue is recognized when earned, not just when billed. Staying compliant not only avoids potential penalties but also builds trust with investors and stakeholders. Learn more about HubiFi and our commitment to accurate revenue recognition.
Automating your invoicing and reminder systems is one of the most effective ways to manage unbilled AR. Automation aligns billing with revenue recognition and drastically reduces manual errors. Automated systems can generate invoices based on completed work, send them directly to clients, and even issue timely payment reminders. This frees up your team to focus on strategic tasks instead of chasing payments. Schedule a demo to see how HubiFi can automate your revenue recognition and improve your financial processes. By automating these key processes, you'll improve efficiency, reduce errors, and speed up your cash flow.
Optimizing your unbilled accounts receivable process improves cash flow and gives you a clearer picture of your finances. Here's how to refine your approach:
Open communication with clients is key to managing expectations and preventing misunderstandings about billing. Discuss payment terms upfront, including when they can expect invoices and acceptable payment methods. Providing clear explanations of charges and answering any questions promptly builds trust and reduces the likelihood of payment delays. Consider using a client portal where they can access invoice details and payment history (HubSpot offers some great client portal options). This transparency strengthens the client relationship and contributes to a smoother billing process.
Matching your billing cycle to your service delivery creates a predictable revenue stream and minimizes the amount of time revenue sits as unbilled. If you provide services over an extended period, consider milestone billing. This approach allows you to invoice for completed portions of the project, ensuring a steady inflow of cash and accurately reflecting revenue earned. For shorter-term services, aim to invoice promptly upon completion. This timely approach reduces the risk of overlooking charges and keeps your financial records up-to-date. HubiFi integrates with various tools to help automate this alignment.
Automation minimizes manual data entry, reducing errors and freeing up your team for more strategic tasks. Automated systems can generate invoices, send reminders, and track payments, ensuring accuracy and efficiency in your billing process. This not only saves time but also improves the overall accuracy of your financial data. Explore accounting software integrations that offer these features to streamline your workflow and reduce the risk of human error. See how HubiFi integrates with your existing systems.
Establishing consistent billing schedules helps clients understand when to expect invoices and facilitates timely payments. Clearly defined schedules also make it easier to track outstanding receivables and identify potential issues early on. Whether you bill weekly, bi-weekly, or monthly, maintaining a regular cadence simplifies your accounting processes and improves predictability for both you and your clients. For more complex projects, consider using project management software like Asana to track milestones and trigger corresponding invoices.
Regular contract reviews are essential for ensuring your billing practices align with agreed-upon terms. As your business evolves or you take on new clients, reviewing contracts helps you identify any discrepancies or outdated information that could impact your unbilled AR. This proactive approach minimizes the risk of disputes and ensures you're accurately capturing all revenue earned. Pay close attention to payment terms, service descriptions, and any specific billing requirements outlined in each contract. This diligence protects your revenue stream and maintains a strong client relationship. For contract management, consider using tools like PandaDoc.
Technology offers powerful tools to streamline and improve the accuracy of your unbilled accounts receivable (AR) management. From simple spreadsheets to sophisticated software solutions, the right tools can save you time, reduce errors, and provide valuable insights into your financial health. Let's explore some key technology solutions:
Using dedicated software to track your unbilled AR is a game-changer. Think of it as a central hub for all your unbilled items, providing a clear, real-time view of pending revenue. This is especially important for businesses with complex projects, recurring revenue, or high transaction volumes. Robust tracking software allows you to monitor unbilled amounts, generate detailed reports, and analyze trends, giving you a better understanding of your financial performance. Features like automated reminders and aging reports can help you stay on top of outstanding receivables and improve your collections process. This enhanced visibility is key to accurate financial reporting and forecasting. For more insights, check out our essential guide on unbilled receivables.
Integrating your unbilled AR tracking system with your existing accounting software is crucial for a seamless financial workflow. This integration eliminates manual data entry, reducing the risk of errors and saving valuable time. It ensures that your unbilled AR is accurately reflected in your financial statements, providing a complete and consistent view of your financial position. A smooth integration also simplifies the transition from unbilled to billed AR, making the entire revenue recognition process more efficient and reliable. This streamlined approach allows you to close your books faster and with greater confidence. Learn more about integrating with HubiFi.
HubiFi is designed to be that central hub, connecting all your disparate data sources to automate the entire revenue recognition lifecycle. By integrating with your existing CRM, ERP, and accounting software, our platform eliminates the manual tracking that leads to errors and revenue leakage. We help you accurately account for unbilled AR by automatically capturing earned revenue the moment a service is delivered, ensuring nothing falls through the cracks. This streamlined process not only makes you ASC 606 compliant and audit-ready but also provides real-time visibility into your financials. You can close your books faster and make strategic decisions with confidence, knowing your data is always accurate. To see how this works with your tech stack, you can explore our integrations.
Automation is a powerful tool for managing unbilled AR effectively. Automating your invoicing process ensures timely and accurate billing, minimizing the risk of missed or delayed invoices. Automated systems can generate invoices based on predefined criteria, such as project completion or service delivery milestones. This not only saves time but also reduces the likelihood of human error. Furthermore, automated collection tools can send payment reminders, track payment status, and even initiate follow-up actions, streamlining the entire collections process and improving your cash flow. For a deeper dive into automation, explore our blog on revenue recognition automation.
The future of finance is dynamic, and your approach to unbilled accounts receivable (AR) needs to keep up. Staying ahead means adapting to evolving accounting standards, implementing scalable solutions, and continuously analyzing your processes for improvement.
Accounting standards are always evolving. Regularly reviewing updates to Generally Accepted Accounting Principles (GAAP) and International Financial Reporting Standards (IFRS) is crucial for accurate financial reporting and maintaining compliance. Failing to adapt can lead to discrepancies, impacting your financial statements and potentially creating regulatory issues. Subscribe to relevant accounting publications and consult with your accounting team to stay informed about the latest changes and their impact on your unbilled AR. This proactive approach helps avoid costly errors and maintain accurate financial records.
As your business grows, so should your unbilled AR processes. Manual tracking quickly becomes inefficient and error-prone as transaction volumes increase. Investing in robust revenue recognition software that integrates with your existing accounting systems is essential for managing unbilled AR effectively. Look for features like automated invoice generation, real-time reporting, and customizable dashboards for better visibility into your unbilled revenue. Scalable solutions improve efficiency and provide valuable insights for strategic decisions. Explore HubiFi's integrations to see how we can streamline your financial operations.
Regularly analyzing your unbilled AR process is key to identifying areas for improvement. Track key metrics like the time it takes to transition from unbilled to billed AR, the frequency of billing disputes, and the overall accuracy of your revenue recognition. Use this data to pinpoint bottlenecks and inefficiencies. Perhaps your billing cycle needs adjustment, or your team needs additional training on new software. Regularly evaluating and refining your processes optimizes your unbilled AR management, improves cash flow, and ensures the long-term financial health of your business. Need help getting started? Schedule a demo with HubiFi to discuss how we can help analyze and improve your revenue recognition process.
Why is unbilled AR important for my business? It gives you a complete picture of your revenue. Knowing what you've earned, even if it's not yet invoiced, helps you make better financial decisions and keeps your stakeholders informed. It's like having a more accurate map of your financial landscape.
How is unbilled AR different from regular accounts receivable? The key difference is invoicing. Unbilled AR is revenue you've earned but haven't invoiced yet. Regular accounts receivable, on the other hand, represents invoices you've sent and are waiting for payment on. One is pre-invoice, the other post-invoice.
What are some common mistakes businesses make with unbilled AR? One common mistake is not tracking it at all. This can lead to inaccurate financial reporting and missed revenue opportunities. Another mistake is relying on manual processes, which can be time-consuming and prone to errors. Finally, not communicating clearly with clients about billing practices can lead to confusion and payment delays.
What's the best way to track unbilled AR? The best approach depends on your business size and complexity. A simple spreadsheet might work for smaller businesses, but larger companies often benefit from dedicated software that integrates with their accounting systems. The key is to choose a system that provides clear visibility and accurate tracking.
How can HubiFi help me manage my unbilled AR? HubiFi offers automated solutions that streamline the entire revenue recognition process, from initial recording to final payment. We integrate with popular accounting software, ERPs, and CRMs, providing a seamless flow of information and reducing the risk of errors. This helps you get a clearer picture of your finances and make more informed decisions.
Former Root, EVP of Finance/Data at multiple FinTech startups
Jason Kyle Berwanger: An accomplished two-time entrepreneur, polyglot in finance, data & tech with 15 years of expertise. Builder, practitioner, leader—pioneering multiple ERP implementations and data solutions. Catalyst behind a 6% gross margin improvement with a sub-90-day IPO at Root insurance, powered by his vision & platform. Having held virtually every role from accountant to finance systems to finance exec, he brings a rare and noteworthy perspective in rethinking the finance tooling landscape.
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